Our biggest hurdle is all the little extras that we didn't know were coming. We save for the large ones, house, car, working on that 3 to 6 months. I'm talking about after we have set our bimonthly budget, I've got the allotted cash for each area set. We have done the shopping etc. Then someone calls and says, "By the way the field trip the girls are attending is going to cost $22". Yikes! When we thought it was free. First we re-evaluate is this really needed at this time or should it be canceled? If we should go ahead then were does the money come from? Well this is how we handle it. I have a household budget that covers everything from food, car oil, a gallon of paint to crafts. We have a separate car repair fund, clothing, and house repair. So I break my "household" into 3 to 4 areas: Food$200, Food Co-op $25(save), Biweekly$50 (deals and those things that sneak up) and sometimes a Special Date $25. *The Bi-weekly (which I might add the Lord prompted...
Julie Willis Essentials